SIMPLE PRESENT
Affirmative
- I refinance
- you refinance
- she/he/it refinances
- we refinance
- you refinance
- they refinance
Negative
- I do not refinance
- you do not refinance
- she/he/it does not refinance
- we do not refinance
- you do not refinance
- they do not refinance
Interrogative
- do I refinance ?
- do you refinance ?
- does she/he/it refinance ?
- do we refinance ?
- do you refinance ?
- do they refinance ?
Negative - Interrogative
- do I not refinance ?
- do you not refinance ?
- does she/he/it not refinance ?
- do we not refinance ?
- do you not refinance ?
- do they not refinance ?
PRESENT CONTINUOUS
Affirmative
- I am refinancing
- you are refinancing
- she/he/it is refinancing
- we are refinancing
- you are refinancing
- they are refinancing
Negative
- I am not refinancing
- you are not refinancing
- she/he/it is not refinancing
- we are not refinancing
- you are not refinancing
- they are not refinancing
Interrogative
- am I refinancing ?
- are you refinancing ?
- is she/he/it refinancing ?
- are we refinancing ?
- are you refinancing ?
- are they refinancing ?
Negative - Interrogative
- am I not refinancing ?
- are you not refinancing ?
- is she/he/it not refinancing ?
- are we not refinancing ?
- are you not refinancing ?
- are they not refinancing ?
SIMPLE PAST
Affirmative
- I refinanced
- you refinanced
- she/he/it refinanced
- we refinanced
- you refinanced
- they refinanced
Negative
- I did not refinance
- you did not refinance
- she/he/it did not refinance
- we did not refinance
- you did not refinance
- they did not refinance
Interrogative
- did I refinance ?
- did you refinance ?
- did she/he/it refinance ?
- did we refinance ?
- did you refinance ?
- did they refinance ?
Negative - Interrogative
- did I not refinance ?
- did you not refinance ?
- did she/he/it not refinance ?
- did we not refinance ?
- did you not refinance ?
- did they not refinance ?
PRESENT PERFECT
Affirmative
- I have refinanced
- you have refinanced
- she/he/it has refinanced
- we have refinanced
- you have refinanced
- they have refinanced
Negative
- I have not refinanced
- you have not refinanced
- she/he/it has not refinanced
- we have not refinanced
- you have not refinanced
- they have not refinanced
Interrogative
- have I refinanced ?
- have you refinanced ?
- has she/he/it refinanced ?
- have we refinanced ?
- have you refinanced ?
- have they refinanced ?
Negative - Interrogative
- have I not refinanced ?
- have you not refinanced ?
- has she/he/it not refinanced ?
- have we not refinanced ?
- have you not refinanced ?
- have they not refinanced ?
PAST CONTINUOUS
Affirmative
- I was refinancing
- you were refinancing
- she/he/it was refinancing
- we were refinancing
- you were refinancing
- they were refinancing
Negative
- I was not refinancing
- you were not refinancing
- she/he/it was not refinancing
- you were not refinancing
- you were not refinancing
- they were not refinancing
Interrogative
- was I refinancing ?
- were you refinancing ?
- was she/he/it refinancing ?
- were we refinancing ?
- were you refinancing ?
- were they refinancing ?
Negative - Interrogative
- was I not refinancing ?
- were you not refinancing ?
- was she/he/it not refinancing ?
- were we not refinancing ?
- were you not refinancing ?
- were they not refinancing ?
PRESENT PERFECT CONTINUOUS
Affirmative
- I have been refinancing
- you have been refinancing
- she/he/it has been refinancing
- we have been refinancing
- you have been refinancing
- they have been refinancing
Negative
- I have not been refinancing
- you have not been refinancing
- she/he/it has not been refinancing
- we have not been refinancing
- you have not been refinancing
- they have not been refinancing
Interrogative
- have I been refinancing ?
- have you been refinancing ?
- has she/he/it been refinancing ?
- have we been refinancing ?
- have you been refinancing ?
- have they been refinancing ?
Negative - Interrogative
- have I not been refinancing ?
- have you not been refinancing ?
- has she/he/it not been refinancing ?
- have we not been refinancing ?
- have you not been refinancing ?
- have they not been refinancing ?
PAST PERFECT
Affirmative
- I had refinanced
- you had refinanced
- she/he/it had refinanced
- we had refinanced
- you had refinanced
- they had refinanced
Negative
- I had not refinanced
- you had not refinanced
- she/he/it had not refinanced
- we had not refinanced
- you had not refinanced
- they had not refinanced
Interrogative
- had I refinanced ?
- had you refinanced ?
- had she/he/it refinanced ?
- had we refinanced ?
- had you refinanced ?
- had they refinanced ?
Negative - Interrogative
- had I not refinanced ?
- had you not refinanced ?
- had she/he/it not refinanced ?
- had we not refinanced ?
- had you not refinanced ?
- had they not refinanced ?
PAST PERFECT CONTINUOUS
Affirmative
- I had been refinancing
- you had been refinancing
- she/he/it had been refinancing
- we had been refinancing
- you had been refinancing
- they had been refinancing
Negative
- I had not been refinancing
- you had not been refinancing
- she/he/it had not been refinancing
- we had not been refinancing
- you had not been refinancing
- they had not been refinancing
Interrogative
- had I been refinancing ?
- had you been refinancing ?
- had she/he/it been refinancing ?
- had we been refinancing ?
- had you been refinancing ?
- had they been refinancing ?
Negative - Interrogative
- had I not been refinancing ?
- had you not been refinancing ?
- had she/he/it not been refinancing ?
- had we not been refinancing ?
- had you not been refinancing ?
- had they not been refinancing ?